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RBI Extends Moratorium On Loans For Another 3 Months Till August

Reserve Bank Governor Shaktikanta Das on Friday extended the moratorium on payment of loans by another three months till August to provide much-needed relief to borrowers whose income has been hit due to the coronavirus crisis.   In March, the central bank had allowed a three-month m

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How To Apply Encumbrance Certificate In Tamil Nadu

  The first step while considering the purchase of a property, the buyer has to ensure that the legal title of the property is clear – whether there is any lien/charge on the property, or if there are other owners / claimants to the property other than the seller, if the property h

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KHATHA

“KHATHA” is the first word which arises among all the property purchasers mind. This blog is going to fill/satisfy the entire questions regarding this subject as per Government policies and regulations. What? “Khatha” in simple term it is ‘Account’. Fro

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Should Rental Agreement For My House Be Registered?

A Rental agreement is usually signed between the Lessor (landlord) and Lessee ( tentant) for a immovable property which the lessee has agreed to all terms of the Lessor and also the rent payable details are noted in this agreement. As per Section 17 in the Registration Act 1908, it is mandato

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Is It Mandatory To Do MOD When You Take Home Loan

The term MOD means Memorandum of deposit of title deed or popularly also known as Mortgage deed of your property. This deed is usually executed when the bank releases money to the vendor from the loan account of its customer in installments or at the time of registration of the property. This

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Understanding Settlement Deed In India

A Brief on Settlement Deed Settlement deed in terms of immovable property like land/building, is a legal document wherein parties settle their differences or disputes. Legal Definition states Settlement is a disposition of property/properties – whether movable or immovable, as per the c

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All You Need To Know About Gift Deed in India

What is a Gift? If one wants to transfer land/building to a loved one without any consideration then it is possible and for this purpose a gift deed is to be executed and registered. Any Property that is transferable can be gifted. Donor is the person giving the gift and Donee is the person r

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How To Apply For Patta In Tamil Nadu?

    Before getting into the procedure lets briefly understand the importance of Patta: Patta is a land revenue record maintained by the Revenue Department which establishes the title/ownership of land. A Patta contains details such as the name of the owners of the land,

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Is It Mandatory To Take An Home Loan Insurance

Before getting into know whether it is mandatory or not, let’s briefly understand What is home loan insurance? A Home loan Insurance plan gives the bank a guarantee on the amount lent to the customer and a guarantee to the borrower / family incase of instability or demise of the bor

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Covid19 Impact On Real Estate In India

Let us analyze the impact of the CO-VID 19 or also known as corona virus on the Indian real estate sector immediately: The corona virus seems to already have had an impact on the Indian stock market by eroding a large sum of wealth of the investors, and now real estate sector is no way behind

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